body 
{
    padding-top: 54px;
}

@media (min-width: 992px) 
{
    body {
        padding-top: 56px;
    }
}

.card {
    height: 100%;
}

.background-image {
  background: url("../img/nov_lifecycle.png") no-repeat center center fixed; 
  -webkit-background-size: cover;
  -moz-background-size: cover;
  -o-background-size: cover;
  background-size: cover;
  margin-top: 20px;
}